The Fair Credit Reporting Act (FCRA) provides regulation around who and when information about you can be utilized. Generally speaking, when a credit, tenant, business or employment screening decision is being made about you, the entity receiving your information must provide you with two things: 1) notice that they will be accessing your public or private record information; and 2) disclosure on where they received this information if an adverse decision is made. Entities that provide this information to such parties as employers, landlords and mortgage brokers, amongst others, are known as Consumer Reporting Agencies or CRAs.
According to the laws of the Fair Credit Reporting Act (FCRA), OfficialPropertyRecords.org is not a consumer reporting agency. This means there are a number of restrictions in the way you can use OfficialPropertyRecords.org. Below is just a brief summary of some of these restrictions. We encourage you to educate yourself on FCRA.
Assessing the risk of existing credit obligations of an individual
Determining eligibility for issuing credit or insurance
Including, but not limited to, leasing a residential or commercial space
Including, but not limited to, leasing a residential or commercial space
Including, but not limited to, a person’s qualifications for an educational program or scholarship
Determining suitability for employment, contract work or the like–You may NOT use OfficialPropertyRecords.org when evaluating a person for employment, reassignment, promotion, retention or similar opportunities.
Using OfficialPropertyRecords.org information in these ways violates both our Terms & Conditions and the law, and can lead to possible criminal penalties. We take this very seriously, and reserve the right to terminate user accounts and/or report violators to law enforcement as appropriate.
Take a look at our Common Use Cases. By using OfficialPropertyRecords.org, you agree to our Terms of Service. To understand how OfficialPropertyRecords.org protects the privacy of its users, please visit our Privacy FAQ.